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DID YOU KNOW THAT:

Only 39% of AMERICANS

CAN AFFORD A $1000 EMERGENCY EXPENSE? *

If you've ever been in this situation, you will know how hard it is to feel financially secure, especially when you have a family to raise.

We understand the struggle because we see this everywhere.  And we aim to be a part of the SOLUTION.  We know that FINANCIAL STABILITY is not constant.  It's a continuous effort - a journey.   We operate with that in mind.  We want to help you in this journey so you can be financially resilient, and be able bounce back from whatever life throws at you.  Even after our program ends.
* Based on a Bankrate survey 
conducted on December 2020
.

 

STABILIZE

Our immediate goal when you sign up with us is to patch up your credit situation.  

We will communicate, not only with the 3 major bureaus, but also with the 5 lesser-known bureaus.  When it comes to credit, you deal with ALL THE BUREAUS.

 

REBUILD

Your next steps during this phase will depend on the results you get during the course of the program.

But one thing is certain - we will help you rebuild.  Our guidance & affiliate programs will nurse your credit back to health.  

 

EDUCATE

We aim for your long-term success.  We want you to keep your new credit score.

Our legal, proven & actionable advice on credit & financial matters gives our clients confidence to MAINTAIN their new-found financial success.

 

STABILIZE

Our immediate goal when you sign up with us is to patch up your credit situation.  

We will communicate, not only with the 3 major bureaus, but also with the 5 lesser-known bureaus.  When it comes to credit, you deal with ALL THE BUREAUS.

 

REBUILD

Your next steps during this phase will depend on the results you get during the course of the program.

But one thing is certain - we will help you rebuild.  Our guidance & affiliate programs will nurse your credit back to health.  

 

EDUCATE

We aim for your long-term success.  We want you to keep your new credit score.

Our legal, proven & actionable advice on credit & financial matters gives our clients confidence to MAINTAIN their new-found financial success.

HOW DOES IT WORK?

  • Pull your credit report HERE.
  • Book a consultation HERE.
  • ​One of our credit experts will reach out to review your credit situation.

CLIENT SUCCESS STORIES

IT's Never too late to get out of a bad credit situation.  ALL IT TAKES IS A STEP IN THE RIGHT DIRECTION.  

Maximized the guidance we provided and now has more options in life.
Achieved her 5-year goal through our services!
From picking which bills to pay to picking his dream car.
Felt the quality of our services and now in a better position!

About US

I’m Jill J, most known as “The Credit Beast."

I started this journey while getting my credit repaired.  Throughout that process, I found my mentor - the person fixing my credit!  I absorbed every bit of knowledge, from tricks to methodologies to credit repair laws.  It was an exciting phase, and an educational milestone for me.

Fast-forward to today, nothing has changed.  I'm still in love with practice of helping people & teaching them everything I knew about credit.  It brings me joy seeing people take advantage of opportunities that bad credit hinders them from.
This is exactly what Legacy Beginnings means.  It was founded on May of 2020 as an opportunity to give people hope. Our primary goal is not only to assist in establishing good credit, but to teach you financial literacy along the way.

Our program evens the playing field so you can leverage your good credit to fund your dreams and goals. 
Follow us:
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TRUE SERVICE WITH YOU IN MIND

*Disputes for inquiries or new accounts added to credit reports after the time of purchase will be subject to additional fees.

Best value for money

Best for inquiries only

$500

Bankruptcy, Foreclosure, Repossession

Unlimited Disputes Per Round

Unlimited Inquiries Per Round

Exclusive Inquiry Hack

Personal Account Manager

Security Freezes

Secure Portal Access

Secret Lenders List

30-Day Access: Expert Facebook Group

Bankruptcy, Foreclosure, Repossession

Unlimited Disputes Per Round

Unlimited Inquiries Per Round

Exclusive Inquiry Hack

Personal Account Manager

Security Freezes

Secure Portal Access

Secret Lenders List

30-Day Access:  Expert Facebook Group

Best value for money

Regular Removal

Unlimited Disputes Per Round

Unlimited Inquiries Per Round

Exclusive Inquiry Hack

Personal Account Manager

Security Freezes

Secure Portal Access

Secret Lenders List

30-Day Access:  Expert Facebook Group

Regular Removal

7 Disputes Per Round

7 Inquiries Per Round

Personal Account Manager

Security Freezes

Secure Portal Access

30-Day Access:  Expert Facebook Group

Best for inquiries only

Unlimited Inquiry Removal 

Security Freezes

Personal Account Manager

Secure Portal Access

Bankruptcy, Foreclosure, Repossession

Unlimited Disputes Per Round

Unlimited Inquiries Per Round

Exclusive Inquiry Hack

Personal Account Manager

Security Freezes

Secure Portal Access

Secret Lenders List

30-Day Access:  Expert Facebook Group

NEed AN EXTENDED DISCUSSION?

NEed a Private Talk?

Book a 1:1 Meeting

Book a 1:1 Meeting

  • Need guidance before a big purchase (ex. car, house)?
  • Need expert advice on personal credit problems?
  • Need help with business funding?
Jill J is here to the rescue!  Ask all the questions you have - I'll make sure you come out of our meeting wiser and ready to tackle your upcoming goals.  If you're ready to take your next BIG step, click below and I'll give you 100% of my time & professional expertise.
Jill J is here to the rescue!  Ask all the questions you have - I'll make sure you come out of our meeting wiser and ready to tackle your upcoming goals.  If you're ready to take your next BIG step, click below and I'll give you 100% of my time & professional expertise.

STARTING YOUR BUSINESS?

GET PAST THE FIRST 5 YEARS & BUILD YOUR PILLARS THE RIGHT WAY.

Business Structure & Funding Guide is a 125-page guide that teaches you the power of leveraging business credit.  Many of the contributors in this guide gained this knowledge the hard way, through trial and error, and a host of mistakes, denials and missed opportunities along the way.

The great news is by following this guide, you'll get an opportunity to bypass majority of the "red tape" and be in position to realize success much sooner than most! The wealthy have understood and exercised the information and concepts in this guide for generations, and now you can too!



 

REady TO FIX YOUR OWN CREDIT?

HERE'S THE EASIEST WAY TO DO IT - STEP BY STEP!

Credit Repair & Secret Hacks is a 52-page personal cheat code, built to accelerate financial literacy. We focus on getting our readers accelerated results so they can reach their personal financial goals.  We also aim to prepare and develop our readers so they can grow their funding from personal credit.

Upon completion of this eBook, you will know exactly how to clean a credit report and build a 750 credit score.



 

24-Hour Inquiry Deletion

This guide teaches you the quickest way to delete inquiries from your credit report...LEGALLY.


Secret Lenders List

This contains a list of lenders, and credit bureaus they pull from based on what we have seen from our clients, and from our very own experience.

REady TO TAKE YOUR BUSINESS TO THE NEXT LEVEL?

WE CAN KICKSTART YOUR BUSINESS FROM SETUP TO SECURING FUNDING

BusinEss credit

We do an initial assessment of your personal credit to ensure your profile is strong enough for bank and institution that will need a PG (Personal Guarantor).

We then create your credit profile and start building through the necessary tiers to establish a paydex score, so you’ll be eligible to apply for business credit cards and funding.
  • Includes two 1 on 1 meetings for 30 minutes with Jill J and a copy of our business eBook.
  • ​Assistance in completing business credit card applications.

Business funding

We do an assessment of BUSINESS credit profile and PERSONAL credit profile to ensure both meet the criteria for funding and there aren’t any derogatory accounts, liens and the company is in good standing.

Once completed we proceed to assist you in completing applications for your ideal amount of funding with our network of over 150 banks.
  • Includes two 1 on 1 meetings for 30 minutes with Jill J and a copy of our business eBook.

business building (Credit + funding)

This package are for budding entrepreneurs who are just starting out on their business journey.  We will guide you in creating a strong foundation for your business, including services such as:
  • Process application for new LLC or whichever organization type you prefer.
  • Set up your:  Tax ID, S Corp, Duns & Bradstreet account, Business Email, Business Phone Number, Business Address
  • Includes two 1 on 1 meetings for 30 minutes with Jill J and a copy of our business eBook.

TruckIng Business Building Package

Freight logistics is a big industry.  It can be hard to get into without the proper knowledge and network.  We are here to help you start right and strong.  Our services include:
  • Process application for new LLC
  • ​Logo creation with 1 revision
  • Set up your:  Tax ID, Duns & Bradstreet account, Business Email, Business Phone Number, Business Address

business payroll

Most business owners don't know how important it is to pay yourself correctly from your business or even how to pull money from their business to cover personal expenses. This payroll service we make is a 3 Click Process to not only pay yourself but staff and your children as well. To make it even easier at the end of the year we handle all the W-2's as well.
  • Payroll processing, tax calculations, and timely paychecks.
  • ​Includes two 1 on 1 meetings for 30 minutes with Jill J and a copy of our business eBook.

Business comprehensive solution (Credit + payroll)

Business credit is just as important as personal. It's imperative to the growth of your business! This package allows us to get your business structured properly, start building your business credit and get your payroll in place. 
  • Payroll processing, tax calculations, and timely paychecks.
  • ​Includes two 1 on 1 meetings for 30 minutes with Jill J and a copy of our business eBook.

FAQs

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Come visit us if you're in the area!

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Still have questions? 
Jot them down & schedule your free consultation.
Our mission is to teach what no one taught us about credit so that you may change your story and share the knowledge with your legacy in order to create opportunities for them. 

   customerservice@legacybeginnings.com

   1-877-690-7330

    Maryland: 3261 Old Washington Rd #2020
       Waldorf, Maryland 20602

    Georgia: 4400 Brownsville Road Suite 3014 Powder
       Springs, Georgia 30127

    Georgia: 4400 Brownsville Road Suite 3014 Powder                 Springs, Georgia 30127

    Illinois: 1363 Shermer Road Suite 100,
       Northbrook, IL 60062

MAILING ADDRESS:  10482 Baltimore Avenue #276 Beltsville, Maryland 20705 

Our mission is to teach what no one taught us about credit so that you may change your story and share the knowledge with your legacy in order to create opportunities for them. 

Jill Jones

Owner and CEO

Copyright 2021 Legacy Beginnings LLC | By TDG